"Oh So Effective"

10 Ways To Make Money Offline

1. Work extra hours or get a second job – Always a good one, got a job; then work more hours. Extra income is always welcome because its income that should be going straight to paying of debt on into the savings account.

2. Become a mystery shopper - Get paid to be a customer and evaluate the quality of services. This is a good way to make money during the evening time.

3. Police ID parades - Check your local Police station to see if they need anyone for your description for an ID parade.

4. TV Extras - Contact TV shows and list yourself as a possible extra for there shows. Find out what there willing to pay.

5. Pose as a life model - Check around the art schools, art schools are always on the lookout for life models for there drawing students, this could be an extra few hours income per week. Allot do evening classes also.

6. Freelance - Its always good to have something else happening on the side, freelancing is a great opportunity if you have a talent for writing or design for example. You can market yourself your own way, or check for jobs on Elance or Guru.

7. Supermarket demonstrator - if you have a flare for presentations and selling products, consider being an internal demonstrator for products in a supermarket, this could be a good income to do on your weekend off from work.

8. Car Boot Sale - Got some old stuff to sell, consider doing a carboot sale to get rid of it. Camera equipment and baby clothing always sell well and you can often make more money selling there than using online auction sites like Ebay. Also vice versa if you have good entrepreneurial savvy then you may be able to pick up some bargains and sell them on Ebay for a profit. Hell why not – i’ve managed to purchase items full price on the high-street and make a profit on Ebay before. If you know what your looking for, opportunities are everywhere.

9. Window Cleaning - Window cleaning is another weekend side business that you could get going in your local neighborhood. Hard work at first, but once you build up some regular clients then it becomes easy money.

10. Teaching - If you have a skill, then teach it to others. Put an advert on gumtree or your local paper to teach your skill. “guitar teacher” “French Lessons” “Maths Lessons” the list is endless. Teaching like Freelancing is good because you can usually achieve an hourly rate much higher than your salary job.

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Budgeting is the best way to make money

I can’t remember where I read it, but someone once said: ‘it’s not how much money we make thats important, but rather how much we can keep’. This is totally true, income is not just the money that we get paid, but also the money we save. Trying to double your salary income is a hard task – however doubling the money you have spare every month is easy – its called budgeting!

By not buying something (a can of coke for 50p perhaps) you then make a profit of 50p. These small amounts of money soon accumulate into bigger amounts over time. Throughout your weekly life there are hundreds of ways to make 50p here and 50p there; before you know it, you have saved a considerable amount of money threw budgeting.

To make cutbacks and budget – assess the following:

- Strip out all of your wants – buying items that are ‘wanted’ rather than ‘needed’ is the quickest way to waste large amounts of money and move into the opposite direction to what you are aiming.

- Downgrade as much as possible -  many savings can be made from purchasing cheaper versions of the things we ‘need’ to buy. From cheaper accommodation to cheaper washing powder.

- Make lifestyle cutbacks – lifestyle cutbacks are another way to save allot of money for some people. Re-thinking expensive nights out, or dinning out is essential to make savings. After all there is no point making allot of small changes if when friday night comes around every week you blow all the progress on un-nessasary social entertainment.

- Don’t buy things that come free or come cheaper – don’t buy something that can be occupied cheaper somewhere else, try ebay and freecycle

- Review your travel – Do you need a car? if not get a bike, or take transport.

- Always review and tighten the budget – Cutbacks are never nice at first, but soon once the extra money starts to stack up saving becomes easier and easier. Monthly review your spending against your budget and see where you can make extra cutbacks, or see where you went wrong and plan accordingly.

This advice may seam too frugal for some people however its just things to consider, as there is also a contradictory opinion that you need to spend and expand your money inorder to bring more money in. However Budgeting is a concept that everyone should understand sand it belongs in chapter 1 of money for dummys!

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